Managing Money Madness


There are some things that I just get way too carried away with. When it comes to money, I’m obsessed about managing money. I was a long-standing Mint user, despite its many flaws in categorizing my transactions, but never loved how much I’m sure they were profiting off of everyone’s financial data and selling it to credit card companies and the like. When they folded, I started looking for a new tool, and I’ve managed to sustain a privacy-forward set up for the past year that I’ve really grown to enjoy. It’s an open-source project called Actual and is self-hostable on your own hardware or for free on fly.io which is what I do. There’s also a very cheap option (I think < $2/month) that is plug-and-play via PikaPods. I do pay $1.50/month for the bank synchronization via SimpleFIN, which I think is a very low price to pay to have a budgeting tool that is accessible on all my devices 24/7 with real-time bank sync and owning all my own data.